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Rev. April 2014

 

FACTS

WHAT DOES NEW CENTURY FINANCIAL SERVICES, INC.

DO WITH YOUR PERSONAL INFORMATION

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

  • Social Security number
  • Account balances
  • Payment history
  • Transaction history
  • Credit history
  • Credit scores

 

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons New Century Financial Services, Inc. chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

 

 

Does New Century Financial Services, Inc. share?

 

 

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

YES

NO

For our marketing purposes –

to offer our products and services to you

NO

WE DON’T SHARE

For joint marketing with other financial companies

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes –

information about your transactions and experiences

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes –

information about your creditworthiness

NO

WE DON’T SHARE

For our affiliates to market to you

NO

WE DON’T SHARE

For nonaffiliates to market to you

NO

WE DON’T SHARE

 

 

 

 

 

What we do

How does New Century Financial Services, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does New Century Financial Services, Inc. collect my personal information?

We collect your personal information, for example, when you

 

  • use your credit or debit card
  • give us your income information
  • provide employment information
  • provide account information
  • give us your contact information

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

 

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

 

  • New Century Financial Services, Inc. has no affiliates.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

 

  • Nonaffiliates we share with can include collection agencies, law firms, credit bureaus, mortgage companies, debt buyers, credit issuers and debt relief organizations.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

  • New Century Financial Services, Inc. doesn’t jointly market.

 

Questions?

Call us toll free at 1-866-871-5445 and ask for Jeffrey Esposito

 

 

 

 

This communication is from a debt collector.

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